Multipli Federal Credit Union mortgage approval rate & lending review
Multipli Federal Credit Union decided 1,088 mortgage applications and funded 882 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Multipli Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Multipli Federal Credit Union at a glance
Approval is 17.6 points above the 77.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 497 / 511 | 81% | $285K | 401 |
| Home improvement loans | 97% | 226 / 234 | 98% | $65K | 222 |
| Cash-out refinance | 90% | 168 / 186 | 83% | $125K | 139 |
| Refinance | 95% | 52 / 55 | 73% | $285K | 38 |
| Investment property purchase | 94% | 68 / 72 | 87% | $205K | 59 |
Multipli Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 95% | $245K | 1,079 | 875 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Multipli Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Boone County, MO | Mortgage lenders | 97% | 392 | 316 |
| Boone County, MO | Home improvement loans | 97% | 190 | 181 |
| Boone County, MO | Cash-out refinance | 91% | 141 | 108 |
| Greene County, MO | Mortgage lenders | 94% | 70 | 53 |
| Boone County, MO | Investment property purchase | 93% | 56 | 44 |
| Greene County, MO | Home improvement loans | 95% | 42 | 39 |
| Boone County, MO | Refinance | 98% | 42 | 30 |
| Greene County, MO | Cash-out refinance | 91% | 35 | 24 |
The county markets where Multipli Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Multipli Federal Credit Union
What is Multipli Federal Credit Union's mortgage approval rate?
Multipli Federal Credit Union approved 95.5% of the 1,088 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.6 points above the 77.9% national rate for the same mix of loan types.
How often do borrowers take the loan Multipli Federal Credit Union offers?
Borrowers accepted 85% of the loans Multipli Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Multipli Federal Credit Union make?
The typical home purchase mortgage loan Multipli Federal Credit Union made was $285K; across all loan types its typical loan ran from $65K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Multipli Federal Credit Union lend?
Multipli Federal Credit Union decided applications in 8 of the states Fat Boy Data covers, most of them in Missouri, Florida and Arizona.
Can I apply to Multipli Federal Credit Union directly?
Yes. Multipli Federal Credit Union is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Multipli Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Multipli Federal Credit Union treats applications, then get a rate quote from the lender.