Lender profile · HMDA 2023–2025
Murphy Bank mortgage approval rates & lending data
Murphy Bank decided 404 mortgage applications and funded 206 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 80% | 237 / 297 | 62% | $135K | 146 |
| Investment property purchase | 96% | 48 / 50 | 69% | $205K | 33 |
Murphy Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 80% | $135K | 404 | 206 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.