Nation One Mortgage Corporation mortgage approval rate & lending review
Nation One Mortgage Corporation decided 4,854 mortgage applications and funded 4,668 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Nation One Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to nationone.com.
Nation One Mortgage Corporation at a glance
Approval is 10.2 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,060 / 4,205 | 100% | $265K | 4,050 |
| Cash-out refinance | 94% | 218 / 231 | 100% | $205K | 218 |
| Refinance | 98% | 92 / 94 | 100% | $255K | 92 |
| Investment property purchase | 95% | 208 / 218 | 100% | $205K | 207 |
| Investment cash-out refinance | 94% | 76 / 81 | 100% | $165K | 76 |
| Investment refinance | 100% | 25 / 25 | 100% | $225K | 25 |
Nation One Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 96% | $245K | 3,184 | 3,055 |
| South Carolina | 99% | $345K | 669 | 658 |
| Delaware | 97% | $315K | 416 | 405 |
| Pennsylvania | 93% | $215K | 372 | 347 |
| North Carolina | 98% | $305K | 57 | 56 |
| Florida | 90% | $325K | 49 | 44 |
| Georgia | 97% | $355K | 36 | 35 |
| Maryland | 97% | $335K | 31 | 30 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Nation One Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cumberland County, NJ | Mortgage lenders | 97% | 977 | 949 |
| Camden County, NJ | Mortgage lenders | 97% | 550 | 532 |
| Gloucester County, NJ | Mortgage lenders | 96% | 444 | 424 |
| Atlantic County, NJ | Mortgage lenders | 93% | 390 | 361 |
| Berkeley County, SC | Mortgage lenders | 100% | 286 | 285 |
| New Castle County, DE | Mortgage lenders | 98% | 265 | 259 |
| Burlington County, NJ | Mortgage lenders | 97% | 257 | 249 |
| Horry County, SC | Mortgage lenders | 100% | 128 | 127 |
| Philadelphia County, PA | Mortgage lenders | 92% | 133 | 122 |
| Dorchester County, SC | Mortgage lenders | 98% | 107 | 105 |
| Kent County, DE | Mortgage lenders | 93% | 69 | 64 |
| Cumberland County, NJ | Cash-out refinance | 97% | 64 | 62 |
The county markets where Nation One Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Nation One Mortgage Corporation
What is Nation One Mortgage Corporation's mortgage approval rate?
Nation One Mortgage Corporation approved 96.4% of the 4,854 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.2 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Nation One Mortgage Corporation offers?
Borrowers accepted 100% of the loans Nation One Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Nation One Mortgage Corporation make?
The typical home purchase mortgage loan Nation One Mortgage Corporation made was $265K; across all loan types its typical loan ran from $165K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Nation One Mortgage Corporation lend?
Nation One Mortgage Corporation decided applications in 20 of the states Fat Boy Data covers, most of them in New Jersey, South Carolina and Delaware.
Can I apply to Nation One Mortgage Corporation directly?
Yes. Nation One Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is nationone.com.
Does this page show Nation One Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Nation One Mortgage Corporation treats applications, then get a rate quote from the lender.