National Bank of St. Anne mortgage approval rate & lending review
National Bank of St. Anne decided 267 mortgage applications and funded 236 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions National Bank of St. Anne reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
National Bank of St. Anne at a glance
Approval is 19.0 points above the 79.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 98 / 100 | 87% | $215K | 85 |
| Home improvement loans | 100% | 35 / 35 | 94% | $45K | 33 |
| Cash-out refinance | 98% | 39 / 40 | 97% | $105K | 38 |
| Refinance | 93% | 25 / 27 | 80% | $125K | 20 |
| Investment property purchase | 100% | 40 / 40 | 92% | $115K | 37 |
National Bank of St. Anne lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 98% | $115K | 244 | 217 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where National Bank of St. Anne lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kankakee County, IL | Mortgage lenders | 99% | 73 | 64 |
| Kankakee County, IL | Cash-out refinance | 97% | 35 | 33 |
| Kankakee County, IL | Home improvement loans | 100% | 34 | 32 |
| Kankakee County, IL | Investment property purchase | 100% | 23 | 21 |
| Kankakee County, IL | Refinance | 92% | 25 | 19 |
The county markets where National Bank of St. Anne made the most loans. Each link opens that market with every lender ranked.
Questions about National Bank of St. Anne
What is National Bank of St. Anne's mortgage approval rate?
National Bank of St. Anne approved 98.1% of the 267 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.0 points above the 79.1% national rate for the same mix of loan types.
How often do borrowers take the loan National Bank of St. Anne offers?
Borrowers accepted 90% of the loans National Bank of St. Anne approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does National Bank of St. Anne make?
The typical home purchase mortgage loan National Bank of St. Anne made was $215K; across all loan types its typical loan ran from $45K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does National Bank of St. Anne lend?
National Bank of St. Anne decided applications in 7 of the states Fat Boy Data covers, most of them in Illinois, Florida and Indiana.
Can I apply to National Bank of St. Anne directly?
Yes. National Bank of St. Anne is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show National Bank of St. Anne's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how National Bank of St. Anne treats applications, then get a rate quote from the lender.