Neighbors Federal Credit Union mortgage approval rate & lending review
Neighbors Federal Credit Union decided 763 mortgage applications and funded 364 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Neighbors Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Neighbors Federal Credit Union at a glance
Approval is 15.9 points below the 68.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 77 / 93 | 97% | $255K | 75 |
| Home improvement loans | 44% | 190 / 432 | 91% | $65K | 173 |
| Cash-out refinance | 57% | 99 / 175 | 86% | $95K | 85 |
| Refinance | 60% | 18 / 30 | 100% | $135K | 18 |
Neighbors Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 52% | $95K | 762 | 364 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Neighbors Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| East Baton Rouge Parish, LA | Home improvement loans | 42% | 266 | 101 |
| East Baton Rouge Parish, LA | Mortgage lenders | 85% | 55 | 46 |
| East Baton Rouge Parish, LA | Cash-out refinance | 55% | 94 | 44 |
| Ascension Parish, LA | Home improvement loans | 57% | 75 | 37 |
| Livingston Parish, LA | Home improvement loans | 43% | 81 | 35 |
| Livingston Parish, LA | Cash-out refinance | 55% | 47 | 22 |
| Livingston Parish, LA | Mortgage lenders | 71% | 28 | 20 |
| Ascension Parish, LA | Cash-out refinance | 65% | 31 | 18 |
The county markets where Neighbors Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Neighbors Federal Credit Union
What is Neighbors Federal Credit Union's mortgage approval rate?
Neighbors Federal Credit Union approved 52.2% of the 763 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.9 points below the 68.1% national rate for the same mix of loan types.
How often do borrowers take the loan Neighbors Federal Credit Union offers?
Borrowers accepted 91% of the loans Neighbors Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Neighbors Federal Credit Union make?
The typical home improvement loan loan Neighbors Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Neighbors Federal Credit Union lend?
Neighbors Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Louisiana and Texas.
Can I apply to Neighbors Federal Credit Union directly?
Yes. Neighbors Federal Credit Union is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Neighbors Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Neighbors Federal Credit Union treats applications, then get a rate quote from the lender.