North Easton Savings Bank mortgage approval rate & lending review
North Easton Savings Bank decided 536 mortgage applications and funded 420 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions North Easton Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
North Easton Savings Bank at a glance
Approval is 7.5 points above the 75.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 147 / 170 | 97% | $415K | 142 |
| Home improvement loans | 82% | 112 / 137 | 93% | $55K | 104 |
| Cash-out refinance | 72% | 75 / 104 | 96% | $105K | 72 |
| Investment property purchase | 97% | 65 / 67 | 94% | $365K | 61 |
| Investment refinance | 84% | 21 / 25 | 81% | $445K | 17 |
North Easton Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 83% | $365K | 534 | 418 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where North Easton Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Plymouth County, MA | Mortgage lenders | 86% | 87 | 74 |
| Plymouth County, MA | Home improvement loans | 83% | 76 | 58 |
| Plymouth County, MA | Cash-out refinance | 75% | 61 | 43 |
| Plymouth County, MA | Investment property purchase | 98% | 48 | 43 |
| Bristol County, MA | Home improvement loans | 78% | 46 | 34 |
| Bristol County, MA | Cash-out refinance | 65% | 37 | 24 |
The county markets where North Easton Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about North Easton Savings Bank
What is North Easton Savings Bank's mortgage approval rate?
North Easton Savings Bank approved 83.0% of the 536 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.5 points above the 75.6% national rate for the same mix of loan types.
How often do borrowers take the loan North Easton Savings Bank offers?
Borrowers accepted 94% of the loans North Easton Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does North Easton Savings Bank make?
The typical home purchase mortgage loan North Easton Savings Bank made was $415K; across all loan types its typical loan ran from $55K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does North Easton Savings Bank lend?
North Easton Savings Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and Rhode Island.
Can I apply to North Easton Savings Bank directly?
Yes. North Easton Savings Bank is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show North Easton Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how North Easton Savings Bank treats applications, then get a rate quote from the lender.