Northwest Community Bank mortgage approval rate & lending review
Northwest Community Bank decided 357 mortgage applications and funded 340 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Northwest Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Northwest Community Bank at a glance
Approval is 17.1 points above the 79.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 157 / 163 | 99% | $265K | 156 |
| Home improvement loans | 92% | 47 / 51 | 96% | $65K | 45 |
| Cash-out refinance | 95% | 61 / 64 | 100% | $205K | 61 |
| Investment property purchase | 98% | 40 / 41 | 100% | $185K | 40 |
Northwest Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 96% | $265K | 346 | 329 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Northwest Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Northwest Hills Planning Region, CT | Mortgage lenders | 96% | 74 | 70 |
| Northwest Hills Planning Region, CT | Cash-out refinance | 95% | 37 | 35 |
| Northwest Hills Planning Region, CT | Home improvement loans | 88% | 24 | 20 |
The county markets where Northwest Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Northwest Community Bank
What is Northwest Community Bank's mortgage approval rate?
Northwest Community Bank approved 96.1% of the 357 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.1 points above the 79.0% national rate for the same mix of loan types.
How often do borrowers take the loan Northwest Community Bank offers?
Borrowers accepted 99% of the loans Northwest Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Northwest Community Bank make?
The typical home purchase mortgage loan Northwest Community Bank made was $265K; across all loan types its typical loan ran from $65K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Northwest Community Bank lend?
Northwest Community Bank decided applications in 4 of the states Fat Boy Data covers, most of them in Connecticut, Massachusetts and New York.
Can I apply to Northwest Community Bank directly?
Yes. Northwest Community Bank is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Northwest Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Northwest Community Bank treats applications, then get a rate quote from the lender.