Oklahoma Central Credit Union mortgage approval rate & lending review
Oklahoma Central Credit Union decided 597 mortgage applications and funded 466 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Oklahoma Central Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Oklahoma Central Credit Union at a glance
Approval is 13.3 points above the 68.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 62 / 69 | 92% | $185K | 57 |
| Home improvement loans | 90% | 228 / 252 | 97% | $55K | 221 |
| Cash-out refinance | 71% | 171 / 241 | 96% | $65K | 165 |
Oklahoma Central Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 82% | $55K | 596 | 466 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Oklahoma Central Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Home improvement loans | 91% | 244 | 215 |
| Tulsa County, OK | Cash-out refinance | 72% | 231 | 160 |
| Tulsa County, OK | Mortgage lenders | 90% | 68 | 57 |
The county markets where Oklahoma Central Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Oklahoma Central Credit Union
What is Oklahoma Central Credit Union's mortgage approval rate?
Oklahoma Central Credit Union approved 81.9% of the 597 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.3 points above the 68.6% national rate for the same mix of loan types.
How often do borrowers take the loan Oklahoma Central Credit Union offers?
Borrowers accepted 95% of the loans Oklahoma Central Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Oklahoma Central Credit Union make?
The typical home improvement loan loan Oklahoma Central Credit Union made was $55K; across all loan types its typical loan ran from $55K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Oklahoma Central Credit Union lend?
Oklahoma Central Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Oklahoma and Texas.
Can I apply to Oklahoma Central Credit Union directly?
Yes. Oklahoma Central Credit Union is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Oklahoma Central Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Oklahoma Central Credit Union treats applications, then get a rate quote from the lender.