Lender profile · HMDA 2023–2025
Omni Community Credit Union mortgage approval rates & lending data
Omni Community Credit Union decided 312 mortgage applications and funded 198 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 84 / 99 | 96% | $135K | 81 |
| Home improvement loans | 76% | 68 / 89 | 81% | $45K | 55 |
| Cash-out refinance | 54% | 49 / 90 | 84% | $65K | 41 |
Omni Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 73% | $65K | 301 | 190 |
| Indiana | 88% | $115K | 8 | 7 |
| Florida | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| South Carolina | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.