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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Calhoun County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Calhoun County, Michigan, home to Battle Creek, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,039 applications were decided by 124 lenders between 2023 and 2025.

Calhoun County at a glance

124Active lenders21 with 20+ decisions
68.9%Market approval rate1,405 of 2,039 decided
$115KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,300 loans funded

How Calhoun County compares

Approval rate compared
Calhoun County68.9%Michigan71.5%All 616 counties68.2%
Typical loan compared
Calhoun County$115KMichigan$125KAll 616 counties$155K

What the data shows

Marshall Community Credit Union made the most cash-out refinances in Calhoun County, MI, 328 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Sturgis Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 39Amerisave Mortgage Corporation: 23% approved of 84One lender: 40% approved of 25One lender: 41% approved of 49One lender: 47% approved of 77One lender: 49% approved of 68One lender: 50% approved of 24One lender: 57% approved of 51One lender: 59% approved of 61Unnamed 254900W6: 60% approved of 77One lender: 66% approved of 38Rocket Mortgage, LLC: 69% approved of 397One lender: 75% approved of 63One lender: 76% approved of 25One lender: 77% approved of 48The Huntington National Bank: 80% approved of 87One lender: 85% approved of 26One lender: 86% approved of 22One lender: 96% approved of 28Marshall Community Credit Union: 99% approved of 344One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Calhoun County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC69%274 / 39799%$115K270
2Marshall Community Credit Union99%341 / 34496%$75K328
3The Huntington National Bank80%70 / 8794%$85K66
4Amerisave Mortgage Corporation23%19 / 84100%$105K19
5Unnamed 254900W660%46 / 7780%$65K37

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 119 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Calhoun County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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