OnPath Federal Credit Union mortgage approval rate & lending review
OnPath Federal Credit Union decided 431 mortgage applications and funded 382 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions OnPath Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
OnPath Federal Credit Union at a glance
Approval is 6.1 points above the 82.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 238 / 250 | 100% | $375K | 238 |
| Cash-out refinance | 69% | 46 / 67 | 100% | $155K | 46 |
| Refinance | 64% | 16 / 25 | 100% | $255K | 16 |
| Investment property purchase | 93% | 43 / 46 | 100% | $165K | 43 |
OnPath Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 88% | $375K | 400 | 353 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where OnPath Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Orleans Parish, LA | Mortgage lenders | 96% | 85 | 82 |
| Jefferson Parish, LA | Mortgage lenders | 96% | 69 | 66 |
| St. Tammany Parish, LA | Mortgage lenders | 90% | 39 | 35 |
| St. Tammany Parish, LA | Cash-out refinance | 73% | 22 | 16 |
The county markets where OnPath Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about OnPath Federal Credit Union
What is OnPath Federal Credit Union's mortgage approval rate?
OnPath Federal Credit Union approved 88.9% of the 431 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.1 points above the 82.8% national rate for the same mix of loan types.
How often do borrowers take the loan OnPath Federal Credit Union offers?
Borrowers accepted 100% of the loans OnPath Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does OnPath Federal Credit Union make?
The typical home purchase mortgage loan OnPath Federal Credit Union made was $375K; across all loan types its typical loan ran from $155K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does OnPath Federal Credit Union lend?
OnPath Federal Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Louisiana, Mississippi and Florida.
Can I apply to OnPath Federal Credit Union directly?
Yes. OnPath Federal Credit Union is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show OnPath Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how OnPath Federal Credit Union treats applications, then get a rate quote from the lender.