Lender profile · HMDA 2023–2025
OnPath Federal Credit Union mortgage approval rates & lending data
OnPath Federal Credit Union decided 431 mortgage applications and funded 382 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 238 / 250 | 100% | $375K | 238 |
| Cash-out refinance | 69% | 46 / 67 | 100% | $155K | 46 |
| Refinance | 64% | 16 / 25 | 100% | $255K | 16 |
| Investment property purchase | 93% | 43 / 46 | 100% | $165K | 43 |
OnPath Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 88% | $375K | 400 | 353 |
| Mississippi | 82% | $345K | 11 | 9 |
| Florida | 100% | $885K | 6 | 6 |
| Alabama | 100% | $1.50M | 3 | 3 |
| Tennessee | 100% | $395K | 3 | 3 |
| Texas | 100% | $285K | 3 | 3 |
| Massachusetts | 100% | $375K | 2 | 2 |
| Maine | 100% | $385K | 1 | 1 |
| New Mexico | 100% | $1.25M | 1 | 1 |
| Virginia | 100% | $245K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.