Origin Bank mortgage approval rate & lending review
Origin Bank decided 2,812 mortgage applications and funded 2,484 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Origin Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Origin Bank at a glance
Approval is 9.7 points above the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,637 / 1,738 | 94% | $255K | 1,535 |
| Home improvement loans | 85% | 97 / 114 | 95% | $105K | 92 |
| Cash-out refinance | 84% | 96 / 114 | 93% | $195K | 89 |
| Refinance | 90% | 180 / 199 | 89% | $425K | 161 |
| Investment property purchase | 97% | 346 / 355 | 99% | $155K | 342 |
| Investment cash-out refinance | 81% | 51 / 63 | 98% | $165K | 50 |
| Investment refinance | 96% | 197 / 205 | 98% | $95K | 194 |
Origin Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 97% | $225K | 1,192 | 1,094 |
| Texas | 92% | $265K | 1,116 | 971 |
| Mississippi | 87% | $245K | 429 | 346 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Origin Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dallas County, TX | Mortgage lenders | 94% | 312 | 280 |
| Ouachita Parish, LA | Mortgage lenders | 95% | 279 | 250 |
| Bossier Parish, LA | Mortgage lenders | 100% | 233 | 217 |
| Caddo Parish, LA | Mortgage lenders | 99% | 184 | 162 |
| Rankin County, MS | Mortgage lenders | 92% | 119 | 107 |
| Hinds County, MS | Mortgage lenders | 80% | 132 | 93 |
| Ouachita Parish, LA | Investment property purchase | 93% | 76 | 69 |
| Ouachita Parish, LA | Investment refinance | 98% | 63 | 61 |
| Madison County, MS | Mortgage lenders | 91% | 65 | 54 |
| Caddo Parish, LA | Investment property purchase | 100% | 52 | 52 |
| Caddo Parish, LA | Investment refinance | 93% | 44 | 41 |
| Bossier Parish, LA | Investment property purchase | 100% | 37 | 37 |
The county markets where Origin Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Origin Bank
What is Origin Bank's mortgage approval rate?
Origin Bank approved 93.3% of the 2,812 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan Origin Bank offers?
Borrowers accepted 95% of the loans Origin Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Origin Bank make?
The typical home purchase mortgage loan Origin Bank made was $255K; across all loan types its typical loan ran from $95K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Origin Bank lend?
Origin Bank decided applications in 24 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Mississippi.
Can I apply to Origin Bank directly?
Yes. Origin Bank is a bank or credit union with 57 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Origin Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Origin Bank treats applications, then get a rate quote from the lender.