Pacific Lending LLC mortgage approval rate & lending review
Pacific Lending LLC decided 711 mortgage applications and funded 711 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pacific Lending LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Pacific Lending LLC at a glance
Approval is 15.9 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 519 / 519 | 100% | $415K | 519 |
| Cash-out refinance | 100% | 74 / 74 | 100% | $365K | 74 |
| Refinance | 100% | 66 / 66 | 100% | $475K | 66 |
| Investment property purchase | 100% | 27 / 27 | 100% | $325K | 27 |
Pacific Lending LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $415K | 545 | 545 |
| Hawaii | 100% | $615K | 32 | 32 |
| Arizona | 100% | $445K | 30 | 30 |
| Texas | 100% | $275K | 23 | 23 |
| Tennessee | 100% | $335K | 21 | 21 |
| Florida | 100% | $315K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pacific Lending LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulare County, CA | Mortgage lenders | 100% | 153 | 153 |
The county markets where Pacific Lending LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Pacific Lending LLC
What is Pacific Lending LLC's mortgage approval rate?
Pacific Lending LLC approved 100.0% of the 711 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.9 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Pacific Lending LLC offers?
Borrowers accepted 100% of the loans Pacific Lending LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pacific Lending LLC make?
The typical home purchase mortgage loan Pacific Lending LLC made was $415K; across all loan types its typical loan ran from $325K to $475K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pacific Lending LLC lend?
Pacific Lending LLC decided applications in 16 of the states Fat Boy Data covers, most of them in California, Hawaii and Arizona.
Can I apply to Pacific Lending LLC directly?
Yes. Pacific Lending LLC reports as a direct lender that takes applications from borrowers.
Does this page show Pacific Lending LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pacific Lending LLC treats applications, then get a rate quote from the lender.