Lender profile · HMDA 2023–2025
Pacific Lending LLC mortgage approval rates & lending data
Pacific Lending LLC decided 711 mortgage applications and funded 711 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 519 / 519 | 100% | $415K | 519 |
| Cash-out refinance | 100% | 74 / 74 | 100% | $365K | 74 |
| Refinance | 100% | 66 / 66 | 100% | $475K | 66 |
| Investment property purchase | 100% | 27 / 27 | 100% | $325K | 27 |
Pacific Lending LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $415K | 545 | 545 |
| Hawaii | 100% | $615K | 32 | 32 |
| Arizona | 100% | $445K | 30 | 30 |
| Texas | 100% | $275K | 23 | 23 |
| Tennessee | 100% | $335K | 21 | 21 |
| Florida | 100% | $315K | 20 | 20 |
| Nevada | 100% | $435K | 15 | 15 |
| Washington | 100% | $565K | 8 | 8 |
| Colorado | 100% | $335K | 3 | 3 |
| Idaho | 100% | $415K | 3 | 3 |
| Illinois | 100% | $185K | 3 | 3 |
| North Carolina | 100% | $245K | 3 | 3 |
| Michigan | 100% | $95K | 2 | 2 |
| Alabama | 100% | $545K | 1 | 1 |
| Alaska | 100% | $495K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.