Pacor Mortgage Corp. mortgage approval rate & lending review
Pacor Mortgage Corp. decided 895 mortgage applications and funded 872 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pacor Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to pacor.com.
Pacor Mortgage Corp. at a glance
Approval is 11.6 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 714 / 732 | 100% | $265K | 713 |
| Refinance | 98% | 94 / 96 | 100% | $255K | 94 |
| Investment property purchase | 98% | 42 / 43 | 100% | $125K | 42 |
Pacor Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 98% | $265K | 659 | 644 |
| Indiana | 99% | $205K | 123 | 121 |
| Michigan | 96% | $225K | 45 | 43 |
| Texas | 90% | $285K | 29 | 26 |
| Florida | 100% | $435K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pacor Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Will County, IL | Mortgage lenders | 95% | 115 | 109 |
| Lake County, IN | Mortgage lenders | 99% | 86 | 84 |
| Kalamazoo County, MI | Mortgage lenders | 100% | 27 | 27 |
| Kankakee County, IL | Mortgage lenders | 86% | 22 | 19 |
The county markets where Pacor Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Pacor Mortgage Corp.
What is Pacor Mortgage Corp.'s mortgage approval rate?
Pacor Mortgage Corp. approved 97.5% of the 895 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Pacor Mortgage Corp. offers?
Borrowers accepted 100% of the loans Pacor Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pacor Mortgage Corp. make?
The typical home purchase mortgage loan Pacor Mortgage Corp. made was $265K; across all loan types its typical loan ran from $125K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pacor Mortgage Corp. lend?
Pacor Mortgage Corp. decided applications in 7 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Michigan.
Can I apply to Pacor Mortgage Corp. directly?
Yes. Pacor Mortgage Corp. reports as a direct lender that takes applications from borrowers. Its website is pacor.com.
Does this page show Pacor Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pacor Mortgage Corp. treats applications, then get a rate quote from the lender.