Paragon Home Loans Inc. mortgage approval rate & lending review
Paragon Home Loans Inc. decided 595 mortgage applications and funded 548 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Paragon Home Loans Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to supremelendingny.com.
Paragon Home Loans Inc. at a glance
Approval is 8.4 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 493 / 515 | 97% | $185K | 480 |
| Investment property purchase | 98% | 46 / 47 | 91% | $145K | 42 |
Paragon Home Loans Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $185K | 482 | 444 |
| Pennsylvania | 94% | $255K | 108 | 99 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Paragon Home Loans Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Onondaga County, NY | Mortgage lenders | 98% | 240 | 228 |
| Broome County, NY | Mortgage lenders | 91% | 68 | 60 |
| Oswego County, NY | Mortgage lenders | 93% | 61 | 55 |
| Onondaga County, NY | Investment property purchase | 100% | 23 | 21 |
| Monroe County, PA | Mortgage lenders | 91% | 22 | 20 |
The county markets where Paragon Home Loans Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Paragon Home Loans Inc.
What is Paragon Home Loans Inc.'s mortgage approval rate?
Paragon Home Loans Inc. approved 95.3% of the 595 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.4 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Paragon Home Loans Inc. offers?
Borrowers accepted 97% of the loans Paragon Home Loans Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Paragon Home Loans Inc. make?
The typical home purchase mortgage loan Paragon Home Loans Inc. made was $185K; across all loan types its typical loan ran from $145K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Paragon Home Loans Inc. lend?
Paragon Home Loans Inc. decided applications in 4 of the states Fat Boy Data covers, most of them in New York, Pennsylvania and Florida.
Can I apply to Paragon Home Loans Inc. directly?
Yes. Paragon Home Loans Inc. reports as a direct lender that takes applications from borrowers. Its website is supremelendingny.com.
Does this page show Paragon Home Loans Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Paragon Home Loans Inc. treats applications, then get a rate quote from the lender.