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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Onondaga County, New York

Fat Boy Data analyzed home purchase mortgage activity in Onondaga County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,274 applications were decided by 219 lenders between 2023 and 2025.

Onondaga County at a glance

219Active lenders56 with 20+ decisions
90.2%Market approval rate11,077 of 12,274 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up10,663 loans funded

How Onondaga County compares

Approval rate compared
Onondaga County90.2%New York87.7%All 616 counties87.6%
Typical loan compared
Onondaga County$205KNew York$495KAll 616 counties$335K

What the data shows

Empower Federal Credit Union made the most home purchase mortgages in Onondaga County, NY, 1,328 of them.

Home Town Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

The typical home purchase mortgage here is $205K, 59% smaller than the New York typical of $495K.

Approval rate of all 56 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 31% approved of 72Tammac Holdings Corporation: 46% approved of 46Credit Human Federal Credit Union: 55% approved of 49Pentagon Federal Credit Union: 56% approved of 27Triad Financial Services, Inc.: 56% approved of 334Bank of America, National Association: 70% approved of 128USAA Federal Savings Bank: 71% approved of 77Citizens Bank, National Association: 72% approved of 69Wells Fargo Bank, National Association: 75% approved of 56Broadview Federal Credit Union: 76% approved of 74Rocket Mortgage, LLC: 80% approved of 333Manufacturers and Traders Trust Company: 80% approved of 460Newrez LLC: 81% approved of 32KeyBank National Association: 83% approved of 232Pennymac Loan Services, LLC: 83% approved of 41Visions Federal Credit Union: 84% approved of 25JPMorgan Chase Bank, National Association: 85% approved of 221Navy Federal Credit Union: 85% approved of 121AMERICU Credit Union: 86% approved of 462Colorado Federal Savings Bank: 86% approved of 21Plaza Home Mortgage, Inc.: 87% approved of 246TD Bank, National Association: 87% approved of 39Community Bank, National Association: 88% approved of 247SECNY Federal Credit Union: 89% approved of 98Mortgage Research Center, LLC: 89% approved of 132THE SUMMIT Federal Credit Union: 90% approved of 60Farm Credit East, ACA: 91% approved of 23Metro City Bank: 92% approved of 24NBT Bank, National Association: 92% approved of 196Primelending, A Plainscapital Company: 92% approved of 298U.S. Bank National Association: 92% approved of 26Hunt Mortgage Corporation: 93% approved of 494Cardinal Financial Company, Limited Partnership: 93% approved of 30Genesee Regional Bank: 93% approved of 445Empower Federal Credit Union: 94% approved of 1,460Pathfinder Bank: 95% approved of 81United Wholesale Mortgage, LLC: 96% approved of 184Beginnings Credit Union: 96% approved of 48Everett Financial, Inc.: 97% approved of 327Geddes Federal Savings and Loan Association: 97% approved of 539Solvay Bank: 97% approved of 340Tompkins Bank & Trust: 97% approved of 93Premium Mortgage Corporation: 97% approved of 265Northern Credit Union: 97% approved of 35Crosscountry Mortgage, LLC: 97% approved of 147Seneca Savings Bank, National Association: 97% approved of 79Paragon Home Loans Inc.: 98% approved of 240The Lyons N.A.tional Bank: 98% approved of 88Movement Mortgage, LLC: 98% approved of 599Fulton Savings Bank: 99% approved of 71Homestead Funding Corp.: 99% approved of 4591St Priority Mortgage, Inc.: 99% approved of 204Sidney Federal Credit Union: 99% approved of 323Sefcu Services, LLC: 99% approved of 780Home Town Funding, Inc.: 100% approved of 31Ukrainian Federal Credit Union: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Onondaga County

LenderApprovalApprovedTaken upTypical loanLoans made
1Empower Federal Credit Union94%1,366 / 1,46097%$175K1,328
2Sefcu Services, LLC99%774 / 78098%$235K760
3Movement Mortgage, LLC98%589 / 59991%$215K536
4Geddes Federal Savings and Loan Association97%521 / 53996%$225K499
5Hunt Mortgage Corporation93%459 / 49498%$225K451

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 214 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Onondaga County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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