Lender profile · HMDA 2023–2025
PARTNERS 1ST Federal Credit Union mortgage approval rates & lending data
PARTNERS 1ST Federal Credit Union decided 621 mortgage applications and funded 529 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 140 / 145 | 98% | $235K | 137 |
| Home improvement loans | 90% | 123 / 136 | 99% | $45K | 122 |
| Cash-out refinance | 83% | 246 / 297 | 98% | $55K | 241 |
| Refinance | 61% | 19 / 31 | 100% | $145K | 19 |
PARTNERS 1ST Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 87% | $55K | 596 | 510 |
| Ohio | 91% | $35K | 11 | 9 |
| Maryland | 83% | $35K | 6 | 5 |
| Virginia | 60% | $75K | 5 | 3 |
| West Virginia | 67% | $15K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.