PARTNERS 1ST Federal Credit Union mortgage approval rate & lending review
PARTNERS 1ST Federal Credit Union decided 621 mortgage applications and funded 529 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PARTNERS 1ST Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PARTNERS 1ST Federal Credit Union at a glance
Approval is 14.5 points above the 72.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 140 / 145 | 98% | $235K | 137 |
| Home improvement loans | 90% | 123 / 136 | 99% | $45K | 122 |
| Cash-out refinance | 83% | 246 / 297 | 98% | $55K | 241 |
| Refinance | 61% | 19 / 31 | 100% | $145K | 19 |
PARTNERS 1ST Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 87% | $55K | 596 | 510 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PARTNERS 1ST Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allen County, IN | Cash-out refinance | 84% | 265 | 218 |
| Allen County, IN | Mortgage lenders | 96% | 131 | 124 |
| Allen County, IN | Home improvement loans | 90% | 126 | 112 |
| Allen County, IN | Refinance | 64% | 28 | 18 |
The county markets where PARTNERS 1ST Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about PARTNERS 1ST Federal Credit Union
What is PARTNERS 1ST Federal Credit Union's mortgage approval rate?
PARTNERS 1ST Federal Credit Union approved 86.6% of the 621 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.5 points above the 72.1% national rate for the same mix of loan types.
How often do borrowers take the loan PARTNERS 1ST Federal Credit Union offers?
Borrowers accepted 98% of the loans PARTNERS 1ST Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PARTNERS 1ST Federal Credit Union make?
The typical cash-out refinance loan PARTNERS 1ST Federal Credit Union made was $55K; across all loan types its typical loan ran from $45K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PARTNERS 1ST Federal Credit Union lend?
PARTNERS 1ST Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Indiana, Ohio and Maryland.
Can I apply to PARTNERS 1ST Federal Credit Union directly?
Yes. PARTNERS 1ST Federal Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show PARTNERS 1ST Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PARTNERS 1ST Federal Credit Union treats applications, then get a rate quote from the lender.