Peak Residential Lending Inc mortgage approval rate & lending review
Peak Residential Lending Inc decided 581 mortgage applications and funded 561 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Peak Residential Lending Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to peakresidentiallending.com.
Peak Residential Lending Inc at a glance
Approval is 13.4 points above the 85.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 481 / 486 | 97% | $365K | 467 |
| Cash-out refinance | 100% | 31 / 31 | 100% | $255K | 31 |
| Refinance | 100% | 28 / 28 | 96% | $405K | 27 |
Peak Residential Lending Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $435K | 343 | 340 |
| Arizona | 98% | $365K | 138 | 127 |
| Nevada | 98% | $395K | 52 | 48 |
| Oregon | 100% | $445K | 21 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Peak Residential Lending Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kern County, CA | Mortgage lenders | 100% | 87 | 87 |
| Navajo County, AZ | Mortgage lenders | 98% | 41 | 40 |
| Butte County, CA | Mortgage lenders | 100% | 34 | 34 |
The county markets where Peak Residential Lending Inc made the most loans. Each link opens that market with every lender ranked.
Questions about Peak Residential Lending Inc
What is Peak Residential Lending Inc's mortgage approval rate?
Peak Residential Lending Inc approved 99.1% of the 581 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.4 points above the 85.8% national rate for the same mix of loan types.
How often do borrowers take the loan Peak Residential Lending Inc offers?
Borrowers accepted 97% of the loans Peak Residential Lending Inc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Peak Residential Lending Inc make?
The typical home purchase mortgage loan Peak Residential Lending Inc made was $365K; across all loan types its typical loan ran from $255K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Peak Residential Lending Inc lend?
Peak Residential Lending Inc decided applications in 11 of the states Fat Boy Data covers, most of them in California, Arizona and Nevada.
Can I apply to Peak Residential Lending Inc directly?
Yes. Peak Residential Lending Inc reports as a direct lender that takes applications from borrowers. Its website is peakresidentiallending.com.
Does this page show Peak Residential Lending Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Peak Residential Lending Inc treats applications, then get a rate quote from the lender.