Penrith Home Loans LLC mortgage approval rate & lending review
Penrith Home Loans LLC decided 430 mortgage applications and funded 414 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Penrith Home Loans LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Penrith Home Loans LLC at a glance
Approval is 11.7 points above the 87.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 401 / 404 | 98% | $455K | 391 |
Penrith Home Loans LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 99% | $505K | 376 | 360 |
| Oregon | 100% | $455K | 53 | 53 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Penrith Home Loans LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Spokane County, WA | Mortgage lenders | 100% | 82 | 77 |
The county markets where Penrith Home Loans LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Penrith Home Loans LLC
What is Penrith Home Loans LLC's mortgage approval rate?
Penrith Home Loans LLC approved 98.8% of the 430 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 87.1% national rate for the same mix of loan types.
How often do borrowers take the loan Penrith Home Loans LLC offers?
Borrowers accepted 97% of the loans Penrith Home Loans LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Penrith Home Loans LLC make?
The typical home purchase mortgage loan Penrith Home Loans LLC made was $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Penrith Home Loans LLC lend?
Penrith Home Loans LLC decided applications in 3 of the states Fat Boy Data covers, most of them in Washington, Oregon and Idaho.
Can I apply to Penrith Home Loans LLC directly?
Yes. Penrith Home Loans LLC reports as a direct lender that takes applications from borrowers.
Does this page show Penrith Home Loans LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Penrith Home Loans LLC treats applications, then get a rate quote from the lender.