Boeing Employees Credit Union mortgage approval rate & lending review
Boeing Employees Credit Union decided 42,120 mortgage applications and funded 30,607 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Boeing Employees Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Boeing Employees Credit Union at a glance
Approval is 4.1 points above the 71.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 7,533 / 8,677 | 98% | $555K | 7,413 |
| Home improvement loans | 75% | 14,344 / 19,156 | 95% | $105K | 13,673 |
| Cash-out refinance | 75% | 485 / 645 | 98% | $325K | 476 |
| Refinance | 73% | 7,994 / 10,937 | 95% | $155K | 7,572 |
| Investment property purchase | 69% | 458 / 666 | 95% | $355K | 436 |
| Investment cash-out refinance | 57% | 46 / 80 | 98% | $375K | 45 |
| Investment refinance | 49% | 280 / 577 | 92% | $175K | 259 |
| Investment home improvement | 57% | 785 / 1,382 | 93% | $105K | 733 |
Boeing Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 76% | $155K | 40,015 | 29,074 |
| Arizona | 76% | $165K | 543 | 398 |
| California | 71% | $205K | 525 | 355 |
| Oregon | 80% | $185K | 352 | 273 |
| Idaho | 82% | $475K | 310 | 242 |
| South Carolina | 75% | $105K | 205 | 148 |
| Illinois | 74% | $135K | 58 | 41 |
| Pennsylvania | 60% | $145K | 48 | 29 |
| Missouri | 83% | $235K | 41 | 33 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Boeing Employees Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| King County, WA | Home improvement loans | 76% | 8,241 | 5,979 |
| King County, WA | Refinance | 74% | 5,162 | 3,630 |
| Snohomish County, WA | Home improvement loans | 77% | 4,795 | 3,514 |
| King County, WA | Mortgage lenders | 87% | 4,008 | 3,438 |
| Pierce County, WA | Home improvement loans | 71% | 3,300 | 2,255 |
| Snohomish County, WA | Refinance | 72% | 2,807 | 1,938 |
| Snohomish County, WA | Mortgage lenders | 86% | 1,776 | 1,498 |
| Pierce County, WA | Refinance | 72% | 1,630 | 1,097 |
| Pierce County, WA | Mortgage lenders | 85% | 1,060 | 885 |
| Kitsap County, WA | Home improvement loans | 69% | 508 | 344 |
| Spokane County, WA | Home improvement loans | 74% | 449 | 321 |
| Spokane County, WA | Mortgage lenders | 91% | 353 | 319 |
The county markets where Boeing Employees Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Boeing Employees Credit Union
What is Boeing Employees Credit Union's mortgage approval rate?
Boeing Employees Credit Union approved 75.8% of the 42,120 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.1 points above the 71.7% national rate for the same mix of loan types.
How often do borrowers take the loan Boeing Employees Credit Union offers?
Borrowers accepted 96% of the loans Boeing Employees Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Boeing Employees Credit Union make?
The typical home improvement loan loan Boeing Employees Credit Union made was $105K; across all loan types its typical loan ran from $105K to $555K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Boeing Employees Credit Union lend?
Boeing Employees Credit Union decided applications in 15 of the states Fat Boy Data covers, most of them in Washington, Arizona and California.
Can I apply to Boeing Employees Credit Union directly?
Yes. Boeing Employees Credit Union is a bank or credit union with 69 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Boeing Employees Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Boeing Employees Credit Union treats applications, then get a rate quote from the lender.