Evergreen Moneysource Mortgage Company mortgage approval rate & lending review
Evergreen Moneysource Mortgage Company decided 12,132 mortgage applications and funded 10,862 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Evergreen Moneysource Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Evergreen Moneysource Mortgage Company at a glance
Approval is 11.8 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 9,615 / 9,819 | 93% | $405K | 8,899 |
| Cash-out refinance | 90% | 639 / 710 | 93% | $295K | 592 |
| Refinance | 96% | 933 / 969 | 88% | $435K | 823 |
| Investment property purchase | 97% | 468 / 481 | 92% | $315K | 430 |
| Investment cash-out refinance | 91% | 74 / 81 | 89% | $265K | 66 |
| Investment refinance | 93% | 62 / 67 | 82% | $305K | 51 |
Evergreen Moneysource Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 97% | $435K | 6,648 | 5,967 |
| Idaho | 98% | $395K | 1,451 | 1,360 |
| Nevada | 97% | $375K | 1,378 | 1,262 |
| Oregon | 96% | $385K | 1,137 | 952 |
| Montana | 98% | $325K | 804 | 726 |
| California | 95% | $345K | 236 | 182 |
| Arizona | 97% | $445K | 157 | 134 |
| Florida | 95% | $295K | 130 | 110 |
| New Mexico | 97% | $215K | 112 | 104 |
| Texas | 82% | $385K | 39 | 27 |
| Colorado | 95% | $455K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Evergreen Moneysource Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pierce County, WA | Mortgage lenders | 98% | 886 | 813 |
| Whatcom County, WA | Mortgage lenders | 98% | 902 | 800 |
| King County, WA | Mortgage lenders | 98% | 825 | 754 |
| Kitsap County, WA | Mortgage lenders | 99% | 680 | 624 |
| Yellowstone County, MT | Mortgage lenders | 97% | 615 | 551 |
| Canyon County, ID | Mortgage lenders | 98% | 577 | 543 |
| Snohomish County, WA | Mortgage lenders | 98% | 547 | 510 |
| Ada County, ID | Mortgage lenders | 99% | 487 | 467 |
| Clark County, WA | Mortgage lenders | 98% | 484 | 414 |
| Thurston County, WA | Mortgage lenders | 98% | 325 | 303 |
| Skagit County, WA | Mortgage lenders | 99% | 253 | 237 |
| Multnomah County, OR | Mortgage lenders | 96% | 219 | 185 |
The county markets where Evergreen Moneysource Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Evergreen Moneysource Mortgage Company
What is Evergreen Moneysource Mortgage Company's mortgage approval rate?
Evergreen Moneysource Mortgage Company approved 97.2% of the 12,132 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.8 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Evergreen Moneysource Mortgage Company offers?
Borrowers accepted 92% of the loans Evergreen Moneysource Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Evergreen Moneysource Mortgage Company make?
The typical home purchase mortgage loan Evergreen Moneysource Mortgage Company made was $405K; across all loan types its typical loan ran from $265K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Evergreen Moneysource Mortgage Company lend?
Evergreen Moneysource Mortgage Company decided applications in 14 of the states Fat Boy Data covers, most of them in Washington, Idaho and Nevada.
Can I apply to Evergreen Moneysource Mortgage Company directly?
Yes. Evergreen Moneysource Mortgage Company reports as a direct lender that takes applications from borrowers.
Does this page show Evergreen Moneysource Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Evergreen Moneysource Mortgage Company treats applications, then get a rate quote from the lender.