Lender profile · HMDA 2023–2025
Picatinny Federal Credit Union mortgage approval rates & lending data
Picatinny Federal Credit Union decided 912 mortgage applications and funded 679 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 68 / 87 | 93% | $355K | 63 |
| Home improvement loans | 78% | 539 / 692 | 96% | $85K | 518 |
| Cash-out refinance | 91% | 30 / 33 | 100% | $95K | 30 |
| Refinance | 76% | 60 / 79 | 100% | $125K | 60 |
Picatinny Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 77% | $85K | 877 | 653 |
| Pennsylvania | 89% | $45K | 27 | 24 |
| Florida | 50% | $215K | 4 | 2 |
| New York | 0% | — | 2 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.