Home›New Jersey›Sussex County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Sussex County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Sussex County, New Jersey, home to Hopatcong, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,171 applications were decided by 104 lenders between 2023 and 2025.

Sussex County at a glance

104Active lenders23 with 20+ decisions
62.2%Market approval rate1,351 of 2,171 decided
$85KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,244 loans funded

How Sussex County compares

Approval rate compared
Sussex County62.2%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Sussex County$85KNew Jersey$105KAll 616 counties$75K

What the data shows

PNC Bank, National Association made the most home improvement loans in Sussex County, NJ, 176 of them.

Valley National Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 68.

The typical home improvement loan here is $85K, 19% smaller than the New Jersey typical of $105K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 125One lender: 36% approved of 50One lender: 41% approved of 41One lender: 42% approved of 24Bank of America, National Association: 47% approved of 173One lender: 50% approved of 30One lender: 54% approved of 26One lender: 57% approved of 49PNC Bank, National Association: 59% approved of 305TD Bank, National Association: 60% approved of 118One lender: 61% approved of 110One lender: 62% approved of 29One lender: 62% approved of 101One lender: 64% approved of 25One lender: 65% approved of 60One lender: 66% approved of 111One lender: 73% approved of 22One lender: 73% approved of 30One lender: 73% approved of 30Visions Federal Credit Union: 74% approved of 161One lender: 82% approved of 109One lender: 85% approved of 68One lender: 96% approved of 75

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Sussex County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association59%179 / 30598%$105K176
2Bank of America, National Association47%81 / 17398%$105K79
3Visions Federal Credit Union74%119 / 16197%$75K115
4Discover Bank32%40 / 125100%$85K40
5TD Bank, National Association60%71 / 11899%$95K70

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 99 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Sussex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Sussex County

Other lending data for Sussex County

Nearby markets