Pivot Financial Partners, Inc. mortgage approval rate & lending review
Pivot Financial Partners, Inc. decided 515 mortgage applications and funded 491 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pivot Financial Partners, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to pivotfinancial.com.
Pivot Financial Partners, Inc. at a glance
Approval is 12.5 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 365 / 376 | 98% | $375K | 359 |
| Cash-out refinance | 96% | 52 / 54 | 96% | $205K | 50 |
| Refinance | 98% | 47 / 48 | 100% | $325K | 47 |
| Investment property purchase | 94% | 29 / 31 | 100% | $275K | 29 |
Pivot Financial Partners, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 96% | $555K | 268 | 256 |
| Nebraska | 99% | $265K | 90 | 87 |
| Missouri | 98% | $225K | 41 | 39 |
| Utah | 100% | $375K | 29 | 29 |
| Washington | 100% | $355K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pivot Financial Partners, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, NE | Mortgage lenders | 100% | 52 | 50 |
The county markets where Pivot Financial Partners, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Pivot Financial Partners, Inc.
What is Pivot Financial Partners, Inc.'s mortgage approval rate?
Pivot Financial Partners, Inc. approved 96.9% of the 515 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.5 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan Pivot Financial Partners, Inc. offers?
Borrowers accepted 98% of the loans Pivot Financial Partners, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pivot Financial Partners, Inc. make?
The typical home purchase mortgage loan Pivot Financial Partners, Inc. made was $375K; across all loan types its typical loan ran from $205K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pivot Financial Partners, Inc. lend?
Pivot Financial Partners, Inc. decided applications in 18 of the states Fat Boy Data covers, most of them in Colorado, Nebraska and Missouri.
Can I apply to Pivot Financial Partners, Inc. directly?
Yes. Pivot Financial Partners, Inc. reports as a direct lender that takes applications from borrowers. Its website is pivotfinancial.com.
Does this page show Pivot Financial Partners, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pivot Financial Partners, Inc. treats applications, then get a rate quote from the lender.