Portage Community Bank mortgage approval rate & lending review
Portage Community Bank decided 736 mortgage applications and funded 672 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Portage Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Portage Community Bank at a glance
Approval is 7.9 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 514 / 541 | 97% | $205K | 500 |
| Cash-out refinance | 78% | 31 / 40 | 100% | $185K | 31 |
| Investment property purchase | 99% | 101 / 102 | 98% | $115K | 99 |
Portage Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 93% | $205K | 729 | 665 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Portage Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Portage County, OH | Mortgage lenders | 95% | 259 | 245 |
| Summit County, OH | Mortgage lenders | 94% | 155 | 137 |
| Stark County, OH | Mortgage lenders | 97% | 65 | 60 |
| Portage County, OH | Investment property purchase | 98% | 48 | 46 |
| Summit County, OH | Investment property purchase | 100% | 33 | 33 |
| Portage County, OH | Cash-out refinance | 76% | 21 | 16 |
The county markets where Portage Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Portage Community Bank
What is Portage Community Bank's mortgage approval rate?
Portage Community Bank approved 93.5% of the 736 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.9 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Portage Community Bank offers?
Borrowers accepted 98% of the loans Portage Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Portage Community Bank make?
The typical home purchase mortgage loan Portage Community Bank made was $205K; across all loan types its typical loan ran from $115K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Portage Community Bank lend?
Portage Community Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Ohio and Florida.
Can I apply to Portage Community Bank directly?
Yes. Portage Community Bank is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Portage Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Portage Community Bank treats applications, then get a rate quote from the lender.