Provident Savings Bank, F.S.B. mortgage approval rate & lending review
Provident Savings Bank, F.S.B. decided 431 mortgage applications and funded 294 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Provident Savings Bank, F.S.B. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Provident Savings Bank, F.S.B. at a glance
Approval is 13.6 points below the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 158 / 216 | 99% | $905K | 156 |
| Refinance | 67% | 100 / 150 | 100% | $895K | 100 |
| Investment property purchase | 60% | 18 / 30 | 100% | $515K | 18 |
Provident Savings Bank, F.S.B. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 69% | $905K | 430 | 294 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Provident Savings Bank, F.S.B.
What is Provident Savings Bank, F.S.B.'s mortgage approval rate?
Provident Savings Bank, F.S.B. approved 68.7% of the 431 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.6 points below the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Provident Savings Bank, F.S.B. offers?
Borrowers accepted 99% of the loans Provident Savings Bank, F.S.B. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Provident Savings Bank, F.S.B. make?
The typical home purchase mortgage loan Provident Savings Bank, F.S.B. made was $905K; across all loan types its typical loan ran from $515K to $905K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Provident Savings Bank, F.S.B. lend?
Provident Savings Bank, F.S.B. decided applications in 2 of the states Fat Boy Data covers, most of them in California and Illinois.
Can I apply to Provident Savings Bank, F.S.B. directly?
Yes. Provident Savings Bank, F.S.B. is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Provident Savings Bank, F.S.B.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Provident Savings Bank, F.S.B. treats applications, then get a rate quote from the lender.