Province Mortgage Associates, Inc. mortgage approval rate & lending review
Province Mortgage Associates, Inc. decided 1,236 mortgage applications and funded 1,104 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Province Mortgage Associates, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to provincemortgage.com.
Province Mortgage Associates, Inc. at a glance
Approval is 6.8 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 947 / 1,013 | 98% | $395K | 927 |
| Cash-out refinance | 80% | 90 / 113 | 94% | $315K | 85 |
| Refinance | 87% | 48 / 55 | 85% | $365K | 41 |
| Investment property purchase | 95% | 42 / 44 | 98% | $355K | 41 |
Province Mortgage Associates, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 92% | $395K | 692 | 620 |
| Connecticut | 92% | $315K | 256 | 234 |
| Massachusetts | 92% | $395K | 236 | 207 |
| New Hampshire | 85% | $435K | 34 | 27 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Province Mortgage Associates, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Providence County, RI | Mortgage lenders | 92% | 386 | 344 |
| Kent County, RI | Mortgage lenders | 97% | 148 | 141 |
| Bristol County, MA | Mortgage lenders | 96% | 68 | 64 |
| South Central Connecticut Planning Region, CT | Mortgage lenders | 95% | 58 | 55 |
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 86% | 58 | 50 |
| Providence County, RI | Cash-out refinance | 77% | 53 | 41 |
| Washington County, RI | Mortgage lenders | 96% | 28 | 27 |
The county markets where Province Mortgage Associates, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Province Mortgage Associates, Inc.
What is Province Mortgage Associates, Inc.'s mortgage approval rate?
Province Mortgage Associates, Inc. approved 92.0% of the 1,236 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Province Mortgage Associates, Inc. offers?
Borrowers accepted 97% of the loans Province Mortgage Associates, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Province Mortgage Associates, Inc. make?
The typical home purchase mortgage loan Province Mortgage Associates, Inc. made was $395K; across all loan types its typical loan ran from $315K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Province Mortgage Associates, Inc. lend?
Province Mortgage Associates, Inc. decided applications in 5 of the states Fat Boy Data covers, most of them in Rhode Island, Connecticut and Massachusetts.
Can I apply to Province Mortgage Associates, Inc. directly?
Yes. Province Mortgage Associates, Inc. reports as a direct lender that takes applications from borrowers. Its website is provincemortgage.com.
Does this page show Province Mortgage Associates, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Province Mortgage Associates, Inc. treats applications, then get a rate quote from the lender.