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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Providence County, Rhode Island

Fat Boy Data analyzed cash-out refinance activity in Providence County, Rhode Island to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,676 applications were decided by 207 lenders between 2023 and 2025.

Providence County at a glance

207Active lenders53 with 20+ decisions
64.5%Market approval rate4,309 of 6,676 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,132 loans funded

How Providence County compares

Approval rate compared
Providence County64.5%Rhode Island67.0%All 616 counties68.2%
Typical loan compared
Providence County$235KRhode Island$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Providence County, RI, 858 of them.

Nfm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical cash-out refinance here is $235K, 21% larger than the Rhode Island typical of $195K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 77Amerisave Mortgage Corporation: 24% approved of 469One lender: 30% approved of 30One lender: 32% approved of 50One lender: 33% approved of 100One lender: 34% approved of 241One lender: 45% approved of 40One lender: 45% approved of 20Newrez LLC: 46% approved of 278One lender: 46% approved of 89One lender: 51% approved of 39One lender: 52% approved of 95One lender: 53% approved of 127One lender: 56% approved of 32One lender: 56% approved of 39One lender: 57% approved of 21One lender: 62% approved of 162Rhode Island Credit Union: 62% approved of 420One lender: 62% approved of 152One lender: 63% approved of 49One lender: 64% approved of 39One lender: 65% approved of 20Loandepot.Com, LLC: 65% approved of 305One lender: 65% approved of 130One lender: 67% approved of 24One lender: 68% approved of 200One lender: 70% approved of 61One lender: 71% approved of 176One lender: 73% approved of 125One lender: 73% approved of 26One lender: 77% approved of 30Rocket Mortgage, LLC: 77% approved of 1,134One lender: 77% approved of 53One lender: 77% approved of 133One lender: 78% approved of 37One lender: 79% approved of 43One lender: 79% approved of 29One lender: 80% approved of 30One lender: 81% approved of 21One lender: 81% approved of 27One lender: 82% approved of 22One lender: 83% approved of 35One lender: 84% approved of 103One lender: 85% approved of 20One lender: 85% approved of 27One lender: 86% approved of 69One lender: 87% approved of 30One lender: 90% approved of 207One lender: 91% approved of 82One lender: 94% approved of 31One lender: 94% approved of 110One lender: 95% approved of 44One lender: 100% approved of 53

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Providence County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%876 / 1,13498%$185K858
2Amerisave Mortgage Corporation24%113 / 469100%$95K113
3Rhode Island Credit Union62%262 / 42097%$65K254
4Loandepot.Com, LLC65%199 / 30597%$285K194
5Newrez LLC46%127 / 27897%$175K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 202 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Providence County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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