Lender profile · HMDA 2023–2025
Greenwood Credit Union mortgage approval rates & lending data
Greenwood Credit Union decided 2,704 mortgage applications and funded 1,633 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 777 / 1,250 | 89% | $75K | 691 |
| Home improvement loans | 76% | 463 / 609 | 93% | $65K | 430 |
| Cash-out refinance | 66% | 388 / 584 | 89% | $75K | 347 |
| Refinance | 64% | 71 / 111 | 92% | $75K | 65 |
| Investment property purchase | 73% | 48 / 66 | 90% | $225K | 43 |
| Investment cash-out refinance | 77% | 27 / 35 | 96% | $195K | 26 |
| Investment home improvement | 67% | 26 / 39 | 81% | $105K | 21 |
Greenwood Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 74% | $75K | 1,296 | 856 |
| New York | 63% | $65K | 243 | 143 |
| Arizona | 66% | $85K | 231 | 145 |
| Michigan | 52% | $55K | 221 | 110 |
| Massachusetts | 57% | $105K | 161 | 81 |
| New Jersey | 62% | $85K | 112 | 58 |
| Florida | 46% | $85K | 100 | 31 |
| Pennsylvania | 69% | $65K | 78 | 51 |
| Delaware | 72% | $125K | 58 | 36 |
| New Hampshire | 53% | $85K | 49 | 25 |
| Connecticut | 52% | $75K | 42 | 22 |
| Washington | 83% | $85K | 36 | 29 |
| South Carolina | 56% | $115K | 16 | 7 |
| Oregon | 87% | $65K | 15 | 11 |
| Maine | 69% | $85K | 13 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.