Quail Creek Bank mortgage approval rate & lending review
Quail Creek Bank decided 291 mortgage applications and funded 281 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Quail Creek Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Quail Creek Bank at a glance
Approval is 13.7 points above the 83.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 88 / 91 | 100% | $385K | 88 |
| Refinance | 90% | 35 / 39 | 100% | $255K | 35 |
| Investment property purchase | 99% | 116 / 117 | 99% | $135K | 115 |
| Investment refinance | 100% | 25 / 25 | 96% | $125K | 24 |
Quail Creek Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 97% | $135K | 285 | 275 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Quail Creek Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma County, OK | Investment property purchase | 99% | 89 | 87 |
| Oklahoma County, OK | Refinance | 90% | 30 | 27 |
The county markets where Quail Creek Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Quail Creek Bank
What is Quail Creek Bank's mortgage approval rate?
Quail Creek Bank approved 97.3% of the 291 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.7 points above the 83.6% national rate for the same mix of loan types.
How often do borrowers take the loan Quail Creek Bank offers?
Borrowers accepted 99% of the loans Quail Creek Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Quail Creek Bank make?
The typical investment property mortgage loan Quail Creek Bank made was $135K; across all loan types its typical loan ran from $125K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Quail Creek Bank lend?
Quail Creek Bank decided applications in 5 of the states Fat Boy Data covers, most of them in Oklahoma, Florida and Missouri.
Can I apply to Quail Creek Bank directly?
Yes. Quail Creek Bank is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Quail Creek Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Quail Creek Bank treats applications, then get a rate quote from the lender.