Rcb Bank mortgage approval rate & lending review
Rcb Bank decided 636 mortgage applications and funded 574 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rcb Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rcb Bank at a glance
Approval is 9.4 points above the 82.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 317 / 335 | 99% | $275K | 314 |
| Home improvement loans | 78% | 21 / 27 | 100% | $85K | 21 |
| Cash-out refinance | 78% | 42 / 54 | 95% | $155K | 40 |
| Refinance | 70% | 21 / 30 | 86% | $185K | 18 |
| Investment property purchase | 98% | 127 / 130 | 98% | $175K | 125 |
| Investment refinance | 100% | 34 / 34 | 100% | $145K | 34 |
Rcb Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rcb Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Mortgage lenders | 97% | 177 | 170 |
| Sedgwick County, KS | Investment property purchase | 97% | 39 | 37 |
| Tulsa County, OK | Investment property purchase | 100% | 36 | 35 |
| Tulsa County, OK | Cash-out refinance | 81% | 27 | 21 |
The county markets where Rcb Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Rcb Bank
What is Rcb Bank's mortgage approval rate?
Rcb Bank approved 92.0% of the 636 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 82.6% national rate for the same mix of loan types.
How often do borrowers take the loan Rcb Bank offers?
Borrowers accepted 98% of the loans Rcb Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rcb Bank make?
The typical home purchase mortgage loan Rcb Bank made was $275K; across all loan types its typical loan ran from $85K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rcb Bank lend?
Rcb Bank decided applications in 13 of the states Fat Boy Data covers, most of them in Oklahoma, Kansas and Texas.
Can I apply to Rcb Bank directly?
Yes. Rcb Bank is a bank or credit union with 62 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rcb Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rcb Bank treats applications, then get a rate quote from the lender.