Lender profile · HMDA 2023–2025
Rcb Bank mortgage approval rates & lending data
Rcb Bank decided 636 mortgage applications and funded 574 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 317 / 335 | 99% | $275K | 314 |
| Home improvement loans | 78% | 21 / 27 | 100% | $85K | 21 |
| Cash-out refinance | 78% | 42 / 54 | 95% | $155K | 40 |
| Refinance | 70% | 21 / 30 | 86% | $185K | 18 |
| Investment property purchase | 98% | 127 / 130 | 98% | $175K | 125 |
| Investment refinance | 100% | 34 / 34 | 100% | $145K | 34 |
Rcb Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 93% | $275K | 455 | 416 |
| Kansas | 88% | $225K | 155 | 134 |
| Texas | 100% | $275K | 7 | 7 |
| Arkansas | 100% | $295K | 5 | 5 |
| Missouri | 100% | $135K | 4 | 4 |
| Alabama | 100% | $175K | 3 | 3 |
| Arizona | 100% | $95K | 1 | 1 |
| Colorado | 0% | — | 1 | 0 |
| Florida | 100% | $265K | 1 | 1 |
| Louisiana | 100% | $175K | 1 | 1 |
| Nebraska | 100% | $375K | 1 | 1 |
| Tennessee | 0% | — | 1 | 0 |
| Utah | 100% | $1.21M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.