Red River Bank mortgage approval rate & lending review
Red River Bank decided 2,521 mortgage applications and funded 2,116 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Red River Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Red River Bank at a glance
Approval is 2.0 points above the 83.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 1,414 / 1,655 | 99% | $215K | 1,394 |
| Home improvement loans | 79% | 125 / 159 | 93% | $35K | 116 |
| Cash-out refinance | 60% | 30 / 50 | 100% | $165K | 30 |
| Refinance | 84% | 211 / 250 | 100% | $75K | 211 |
| Investment property purchase | 94% | 219 / 233 | 97% | $125K | 212 |
| Investment refinance | 95% | 142 / 149 | 95% | $85K | 135 |
Red River Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Red River Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rapides Parish, LA | Mortgage lenders | 86% | 705 | 594 |
| East Baton Rouge Parish, LA | Mortgage lenders | 83% | 253 | 206 |
| Caddo Parish, LA | Mortgage lenders | 83% | 222 | 181 |
| Rapides Parish, LA | Refinance | 92% | 141 | 130 |
| Calcasieu Parish, LA | Mortgage lenders | 87% | 111 | 97 |
| Rapides Parish, LA | Home improvement loans | 83% | 86 | 65 |
| Bossier Parish, LA | Mortgage lenders | 88% | 73 | 63 |
| Lafayette Parish, LA | Mortgage lenders | 91% | 68 | 62 |
| East Baton Rouge Parish, LA | Investment property purchase | 98% | 53 | 50 |
| Rapides Parish, LA | Investment property purchase | 90% | 51 | 44 |
| Rapides Parish, LA | Investment refinance | 94% | 49 | 43 |
| Caddo Parish, LA | Investment property purchase | 100% | 32 | 32 |
The county markets where Red River Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Red River Bank
What is Red River Bank's mortgage approval rate?
Red River Bank approved 85.7% of the 2,521 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.0 points above the 83.6% national rate for the same mix of loan types.
How often do borrowers take the loan Red River Bank offers?
Borrowers accepted 98% of the loans Red River Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Red River Bank make?
The typical home purchase mortgage loan Red River Bank made was $215K; across all loan types its typical loan ran from $35K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Red River Bank lend?
Red River Bank decided applications in 19 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Florida.
Can I apply to Red River Bank directly?
Yes. Red River Bank is a bank or credit union with 28 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Red River Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Red River Bank treats applications, then get a rate quote from the lender.