ResMac, Inc. mortgage approval rate & lending review
ResMac, Inc. decided 530 mortgage applications and funded 447 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions ResMac, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to resmac.com.
This lender is broker only. It does not take applications from borrowers directly; you would reach it through a mortgage broker.
ResMac, Inc. at a glance
Approval is 3.8 points above the 81.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 182 / 206 | 99% | $275K | 181 |
| Cash-out refinance | 74% | 29 / 39 | 100% | $785K | 29 |
| Refinance | 84% | 27 / 32 | 100% | $535K | 27 |
| Investment property purchase | 80% | 66 / 82 | 98% | $485K | 65 |
| Investment cash-out refinance | 85% | 82 / 96 | 98% | $335K | 80 |
| Investment refinance | 88% | 66 / 75 | 98% | $325K | 65 |
ResMac, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $695K | 249 | 206 |
| Missouri | 100% | $215K | 89 | 89 |
| Florida | 82% | $265K | 77 | 61 |
| Texas | 88% | $205K | 25 | 22 |
| Arizona | 90% | $425K | 21 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where ResMac, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Mortgage lenders | 100% | 60 | 60 |
| Tulare County, CA | Investment refinance | 100% | 25 | 25 |
The county markets where ResMac, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about ResMac, Inc.
What is ResMac, Inc.'s mortgage approval rate?
ResMac, Inc. approved 85.3% of the 530 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.8 points above the 81.5% national rate for the same mix of loan types.
How often do borrowers take the loan ResMac, Inc. offers?
Borrowers accepted 99% of the loans ResMac, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does ResMac, Inc. make?
The typical home purchase mortgage loan ResMac, Inc. made was $275K; across all loan types its typical loan ran from $275K to $785K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does ResMac, Inc. lend?
ResMac, Inc. decided applications in 24 of the states Fat Boy Data covers, most of them in California, Missouri and Florida.
Can I apply to ResMac, Inc. directly?
No. ResMac, Inc. is a wholesale lender: it funds loans that mortgage brokers bring to it and does not take applications from borrowers directly. Its website is resmac.com.
Does this page show ResMac, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how ResMac, Inc. treats applications, then get a rate quote from the lender.