Rm Actual Mortgage, Inc. mortgage approval rate & lending review
Rm Actual Mortgage, Inc. decided 301 mortgage applications and funded 249 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rm Actual Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rm Actual Mortgage, Inc. at a glance
Approval is 3.3 points below the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 244 / 289 | 98% | $125K | 240 |
Rm Actual Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 84% | $125K | 301 | 249 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rm Actual Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bayamón Municipio, PR | Mortgage lenders | 88% | 128 | 112 |
| San Juan Municipio, PR | Mortgage lenders | 78% | 63 | 47 |
| Caguas Municipio, PR | Mortgage lenders | 81% | 37 | 30 |
| Carolina Municipio, PR | Mortgage lenders | 84% | 32 | 26 |
| Ponce Municipio, PR | Mortgage lenders | 86% | 29 | 25 |
The county markets where Rm Actual Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Rm Actual Mortgage, Inc.
What is Rm Actual Mortgage, Inc.'s mortgage approval rate?
Rm Actual Mortgage, Inc. approved 84.1% of the 301 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.3 points below the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Rm Actual Mortgage, Inc. offers?
Borrowers accepted 98% of the loans Rm Actual Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rm Actual Mortgage, Inc. make?
The typical home purchase mortgage loan Rm Actual Mortgage, Inc. made was $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rm Actual Mortgage, Inc. lend?
Rm Actual Mortgage, Inc. decided applications in 1 of the states Fat Boy Data covers, most of them in Puerto Rico.
Can I apply to Rm Actual Mortgage, Inc. directly?
Yes. Rm Actual Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Rm Actual Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rm Actual Mortgage, Inc. treats applications, then get a rate quote from the lender.