Rms & Associates mortgage approval rate & lending review
Rms & Associates decided 266 mortgage applications and funded 264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rms & Associates reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rms & Associates at a glance
Approval is 13.8 points above the 85.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 216 / 217 | 100% | $355K | 216 |
Rms & Associates lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nevada | 99% | $355K | 260 | 258 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Rms & Associates
What is Rms & Associates's mortgage approval rate?
Rms & Associates approved 99.2% of the 266 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.8 points above the 85.5% national rate for the same mix of loan types.
How often do borrowers take the loan Rms & Associates offers?
Borrowers accepted 100% of the loans Rms & Associates approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rms & Associates make?
The typical home purchase mortgage loan Rms & Associates made was $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rms & Associates lend?
Rms & Associates decided applications in 2 of the states Fat Boy Data covers, most of them in Nevada and California.
Can I apply to Rms & Associates directly?
Yes. Rms & Associates reports as a direct lender that takes applications from borrowers.
Does this page show Rms & Associates's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rms & Associates treats applications, then get a rate quote from the lender.