Valley West Corporation mortgage approval rate & lending review
Valley West Corporation decided 1,278 mortgage applications and funded 796 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Valley West Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Valley West Corporation at a glance
Approval is 11.9 points above the 78.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 242 / 247 | 90% | $385K | 218 |
| Cash-out refinance | 83% | 39 / 47 | 85% | $265K | 33 |
| Refinance | 89% | 788 / 887 | 59% | $425K | 467 |
| Investment property purchase | 96% | 71 / 74 | 87% | $275K | 62 |
Valley West Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nevada | 94% | $385K | 284 | 230 |
| Texas | 90% | $365K | 192 | 113 |
| California | 84% | $445K | 100 | 46 |
| Florida | 92% | $175K | 92 | 46 |
| Arizona | 89% | $405K | 81 | 51 |
| North Carolina | 89% | $415K | 74 | 46 |
| Maryland | 83% | $545K | 47 | 26 |
| Virginia | 91% | $385K | 44 | 20 |
| New Jersey | 85% | $455K | 39 | 19 |
| Tennessee | 86% | $395K | 37 | 24 |
| Georgia | 91% | $355K | 34 | 22 |
| Washington | 100% | $455K | 32 | 15 |
| Oregon | 82% | $435K | 28 | 17 |
| Colorado | 84% | $535K | 25 | 14 |
| Utah | 92% | $395K | 24 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Valley West Corporation
What is Valley West Corporation's mortgage approval rate?
Valley West Corporation approved 90.8% of the 1,278 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.9 points above the 78.9% national rate for the same mix of loan types.
How often do borrowers take the loan Valley West Corporation offers?
Borrowers accepted 69% of the loans Valley West Corporation approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Valley West Corporation make?
The typical mortgage refinance loan Valley West Corporation made was $425K; across all loan types its typical loan ran from $265K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Valley West Corporation lend?
Valley West Corporation decided applications in 31 of the states Fat Boy Data covers, most of them in Nevada, Texas and California.
Can I apply to Valley West Corporation directly?
Yes. Valley West Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Valley West Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Valley West Corporation treats applications, then get a rate quote from the lender.