One Nevada Credit Union mortgage approval rate & lending review
One Nevada Credit Union decided 1,682 mortgage applications and funded 975 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions One Nevada Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
One Nevada Credit Union at a glance
Approval is 14.6 points below the 72.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 510 / 561 | 100% | $365K | 510 |
| Home improvement loans | 30% | 267 / 897 | 100% | $55K | 267 |
| Cash-out refinance | 92% | 103 / 112 | 100% | $235K | 103 |
| Refinance | 97% | 35 / 36 | 100% | $405K | 35 |
| Investment property purchase | 75% | 40 / 53 | 100% | $275K | 40 |
One Nevada Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nevada | 58% | $365K | 1,657 | 956 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where One Nevada Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Clark County, NV | Home improvement loans | 29% | 816 | 234 |
| Washoe County, NV | Home improvement loans | 41% | 80 | 33 |
The county markets where One Nevada Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about One Nevada Credit Union
What is One Nevada Credit Union's mortgage approval rate?
One Nevada Credit Union approved 58.0% of the 1,682 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.6 points below the 72.6% national rate for the same mix of loan types.
How often do borrowers take the loan One Nevada Credit Union offers?
Borrowers accepted 100% of the loans One Nevada Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does One Nevada Credit Union make?
The typical home improvement loan loan One Nevada Credit Union made was $55K; across all loan types its typical loan ran from $55K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does One Nevada Credit Union lend?
One Nevada Credit Union decided applications in 15 of the states Fat Boy Data covers, most of them in Nevada, Arizona and California.
Can I apply to One Nevada Credit Union directly?
Yes. One Nevada Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show One Nevada Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how One Nevada Credit Union treats applications, then get a rate quote from the lender.