Rock Valley Credit Union mortgage approval rate & lending review
Rock Valley Credit Union decided 305 mortgage applications and funded 305 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rock Valley Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rock Valley Credit Union at a glance
Approval is 21.1 points above the 78.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 65 / 65 | 100% | $145K | 65 |
| Refinance | 100% | 234 / 234 | 100% | $45K | 234 |
Rock Valley Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 100% | $45K | 301 | 301 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rock Valley Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Winnebago County, IL | Refinance | 100% | 228 | 228 |
| Winnebago County, IL | Mortgage lenders | 100% | 63 | 63 |
The county markets where Rock Valley Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Rock Valley Credit Union
What is Rock Valley Credit Union's mortgage approval rate?
Rock Valley Credit Union approved 100.0% of the 305 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 21.1 points above the 78.9% national rate for the same mix of loan types.
How often do borrowers take the loan Rock Valley Credit Union offers?
Borrowers accepted 100% of the loans Rock Valley Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rock Valley Credit Union make?
The typical mortgage refinance loan Rock Valley Credit Union made was $45K; across all loan types its typical loan ran from $45K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rock Valley Credit Union lend?
Rock Valley Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Illinois and Wisconsin.
Can I apply to Rock Valley Credit Union directly?
Yes. Rock Valley Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rock Valley Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rock Valley Credit Union treats applications, then get a rate quote from the lender.