Mortgage lenders in Winnebago County, Illinois
Fat Boy Data analyzed home purchase mortgage activity in Winnebago County, Illinois, home to Rockford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,376 applications were decided by 314 lenders between 2023 and 2025.
Winnebago County at a glance
How Winnebago County compares
What the data shows
GREENSTATE Credit Union made the most home purchase mortgages in Winnebago County, IL, 1,295 of them.
Rock Valley Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.
The typical home purchase mortgage here is $165K, 42% smaller than the Illinois typical of $285K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Mortgage lenders in Winnebago County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | GREENSTATE Credit Union | 96% | 1,318 / 1,367 | 98% | $165K | 1,295 |
| 2 | Fairway Independent Mortgage Corporation | 95% | 567 / 599 | 98% | $135K | 553 |
| 3 | First Mid Bank & Trust, National Association | 93% | 483 / 519 | 99% | $175K | 476 |
| 4 | Envoy Mortgage, Ltd | 98% | 437 / 446 | 100% | $165K | 435 |
| 5 | First Northern | 98% | 321 / 328 | 94% | $165K | 302 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 309 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home purchase mortgage lenders in Winnebago County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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