Lender profile · HMDA 2023–2025
SECNY Federal Credit Union mortgage approval rates & lending data
SECNY Federal Credit Union decided 255 mortgage applications and funded 232 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 94 / 106 | 100% | $205K | 94 |
| Home improvement loans | 96% | 73 / 76 | 100% | $55K | 73 |
| Refinance | 90% | 55 / 61 | 100% | $95K | 55 |
SECNY Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 91% | $95K | 255 | 232 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.