Security Credit Union mortgage approval rate & lending review
Security Credit Union decided 268 mortgage applications and funded 140 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Security Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Security Credit Union at a glance
Approval is 1.4 points below the 70.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 60 / 65 | 77% | $175K | 46 |
| Home improvement loans | 61% | 100 / 163 | 79% | $35K | 79 |
Security Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 69% | $35K | 266 | 140 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Security Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Genesee County, MI | Home improvement loans | 69% | 93 | 53 |
| Wayne County, MI | Home improvement loans | 40% | 35 | 7 |
The county markets where Security Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Security Credit Union
What is Security Credit Union's mortgage approval rate?
Security Credit Union approved 68.7% of the 268 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.4 points below the 70.1% national rate for the same mix of loan types.
How often do borrowers take the loan Security Credit Union offers?
Borrowers accepted 76% of the loans Security Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Security Credit Union make?
The typical home improvement loan loan Security Credit Union made was $35K; across all loan types its typical loan ran from $35K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Security Credit Union lend?
Security Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Michigan and Ohio.
Can I apply to Security Credit Union directly?
Yes. Security Credit Union is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Security Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Security Credit Union treats applications, then get a rate quote from the lender.