Home›Michigan›Genesee County›Home improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Genesee County, Michigan

Fat Boy Data analyzed home improvement loan activity in Genesee County, Michigan, home to Flint, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,820 applications were decided by 100 lenders between 2023 and 2025.

Genesee County at a glance

100Active lenders27 with 20+ decisions
65.5%Market approval rate2,503 of 3,820 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,335 loans funded

How Genesee County compares

Approval rate compared
Genesee County65.5%Michigan67.0%All 616 counties62.7%
Typical loan compared
Genesee County$55KMichigan$55KAll 616 counties$75K

What the data shows

Dort Financial Credit Union made the most home improvement loans in Genesee County, MI, 572 of them.

Frankenmuth Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

Only 3 lenders here typically write at or below $35K: Team One Credit Union, Security Credit Union, Lake Trust Credit Union.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 75One lender: 24% approved of 85One lender: 36% approved of 44One lender: 40% approved of 30One lender: 45% approved of 20The Huntington National Bank: 46% approved of 870One lender: 55% approved of 42One lender: 55% approved of 20One lender: 58% approved of 72One lender: 59% approved of 63Credit Union One: 64% approved of 180One lender: 65% approved of 121One lender: 68% approved of 22One lender: 69% approved of 93One lender: 75% approved of 71One lender: 76% approved of 29One lender: 76% approved of 25Genisys Credit Union: 77% approved of 283Financial Plus Credit Union: 77% approved of 209Dort Financial Credit Union: 83% approved of 694One lender: 84% approved of 25One lender: 87% approved of 55One lender: 90% approved of 106One lender: 94% approved of 78One lender: 96% approved of 47One lender: 97% approved of 69One lender: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Genesee County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank46%398 / 87094%$75K376
2Dort Financial Credit Union83%575 / 69499%$55K572
3Genisys Credit Union77%218 / 28398%$45K214
4Financial Plus Credit Union77%161 / 20999%$45K159
5Credit Union One64%115 / 18083%$45K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 95 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Genesee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Genesee County

Other lending data for Genesee County

Nearby markets