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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Genesee County, Michigan

Fat Boy Data analyzed home improvement loan activity in Genesee County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,820 applications were decided by 100 lenders between 2023 and 2025.

Genesee County at a glance

100Active lenders27 with 20+ decisions
65.5%Market approval rate2,503 of 3,820 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,335 loans funded

How Genesee County compares

Approval rate compared
Genesee County65.5%Michigan67.0%All 616 counties62.7%
Typical loan compared
Genesee County$55KMichigan$55KAll 616 counties$75K

What the data shows

Dort Financial Credit Union made the most home improvement loans in Genesee County, MI, 572 of them.

Frankenmuth Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

Only 3 lenders here typically write at or below $35K: Team One Credit Union, Security Credit Union, Lake Trust Credit Union.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 13% approved of 75Discover Bank: 24% approved of 85Spring Eq, LLC: 36% approved of 44Flagstar Bank, National Association: 40% approved of 30Lake Trust Credit Union: 45% approved of 20The Huntington National Bank: 46% approved of 870Navy Federal Credit Union: 55% approved of 42Michigan Schools and Government: 55% approved of 20Citizens Bank, National Association: 58% approved of 72PNC Bank, National Association: 59% approved of 63Credit Union One: 64% approved of 180Fifth Third Bank, National Association: 65% approved of 121JPMorgan Chase Bank, National Association: 68% approved of 22Security Credit Union: 69% approved of 93Figure Lending LLC: 75% approved of 71Rocket Mortgage, LLC: 76% approved of 29Team One Credit Union: 76% approved of 25Genisys Credit Union: 77% approved of 283Financial Plus Credit Union: 77% approved of 209Dort Financial Credit Union: 83% approved of 694MICHIGAN STATE UNIVERSITY Federal Credit Union: 84% approved of 25Lake Michigan Credit Union: 87% approved of 55The State Bank: 90% approved of 106SOVITA Credit Union: 94% approved of 78University of Michigan Credit Union: 96% approved of 47Coastal Community Bank: 97% approved of 69Frankenmuth Credit Union: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Genesee County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank46%398 / 87094%$75K376
2Dort Financial Credit Union83%575 / 69499%$55K572
3Genisys Credit Union77%218 / 28398%$45K214
4Financial Plus Credit Union77%161 / 20999%$45K159
5Credit Union One64%115 / 18083%$45K95

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 95 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Genesee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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