Lender profile · HMDA 2023–2025
Dacotah Bank mortgage approval rates & lending data
Dacotah Bank decided 316 mortgage applications and funded 280 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 188 / 191 | 93% | $305K | 175 |
| Home improvement loans | 81% | 22 / 27 | 91% | $35K | 20 |
| Investment property purchase | 98% | 55 / 56 | 93% | $205K | 51 |
Dacotah Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Dakota | 94% | $305K | 238 | 205 |
| North Dakota | 100% | $305K | 46 | 46 |
| Minnesota | 100% | $245K | 7 | 7 |
| Arizona | 100% | $255K | 6 | 6 |
| Nebraska | 100% | $435K | 4 | 4 |
| Florida | 100% | $185K | 3 | 2 |
| California | 100% | $275K | 2 | 2 |
| Colorado | 100% | $495K | 2 | 2 |
| North Carolina | 100% | — | 2 | 0 |
| Georgia | 100% | $535K | 1 | 1 |
| Iowa | 100% | $255K | 1 | 1 |
| Missouri | 100% | $245K | 1 | 1 |
| Montana | 100% | $455K | 1 | 1 |
| Nevada | 100% | $495K | 1 | 1 |
| South Carolina | 100% | $2.50M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.