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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, Alabama

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, Alabama, home to Birmingham, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,223 applications were decided by 462 lenders between 2023 and 2025.

Jefferson County at a glance

462Active lenders127 with 20+ decisions
87.3%Market approval rate20,275 of 23,223 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up19,444 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County87.3%Alabama84.2%All 616 counties87.6%
Typical loan compared
Jefferson County$245KAlabama$265KAll 616 counties$335K

What the data shows

SouthState Bank, National Association made the most home purchase mortgages in Jefferson County, AL, 1,105 of them.

Acrisure Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 176.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 305One lender: 38% approved of 404One lender: 56% approved of 144One lender: 67% approved of 181One lender: 73% approved of 92One lender: 74% approved of 471One lender: 77% approved of 158One lender: 77% approved of 185One lender: 78% approved of 120One lender: 79% approved of 156One lender: 79% approved of 124One lender: 82% approved of 90One lender: 83% approved of 674One lender: 83% approved of 118SouthState Bank, National Association: 84% approved of 1,337One lender: 84% approved of 579One lender: 85% approved of 560One lender: 85% approved of 454One lender: 85% approved of 114One lender: 85% approved of 172One lender: 86% approved of 91One lender: 86% approved of 414Regions Bank: 88% approved of 1,366One lender: 88% approved of 90One lender: 89% approved of 164One lender: 89% approved of 147One lender: 89% approved of 244One lender: 90% approved of 198One lender: 91% approved of 190One lender: 91% approved of 117Trustmark Bank: 91% approved of 905One lender: 91% approved of 121One lender: 91% approved of 705One lender: 92% approved of 79One lender: 93% approved of 184United Wholesale Mortgage, LLC: 93% approved of 1,243One lender: 94% approved of 79One lender: 94% approved of 84One lender: 94% approved of 85One lender: 94% approved of 721One lender: 94% approved of 671One lender: 95% approved of 552One lender: 95% approved of 74One lender: 95% approved of 285One lender: 95% approved of 159One lender: 95% approved of 192One lender: 96% approved of 402Fairway Independent Mortgage Corporation: 97% approved of 1,071One lender: 97% approved of 145One lender: 97% approved of 90One lender: 97% approved of 614One lender: 97% approved of 95One lender: 97% approved of 260One lender: 97% approved of 118One lender: 98% approved of 225One lender: 99% approved of 79One lender: 99% approved of 90One lender: 99% approved of 96One lender: 99% approved of 207One lender: 99% approved of 176

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank88%1,196 / 1,36689%$285K1,069
2SouthState Bank, National Association84%1,117 / 1,33799%$145K1,105
3United Wholesale Mortgage, LLCBroker only93%1,159 / 1,243100%$245K1,156
4Fairway Independent Mortgage Corporation97%1,034 / 1,071100%$295K1,030
5Trustmark Bank91%821 / 90598%$235K808

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 457 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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