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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, Alabama

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 23,223 applications were decided by 462 lenders between 2023 and 2025.

Jefferson County at a glance

462Active lenders127 with 20+ decisions
87.3%Market approval rate20,275 of 23,223 decided
$245KTypical loanmedian lender, $10K brackets
96%Borrower take-up19,444 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County87.3%Alabama84.2%All 616 counties87.6%
Typical loan compared
Jefferson County$245KAlabama$265KAll 616 counties$335K

What the data shows

SouthState Bank, National Association made the most home purchase mortgages in Jefferson County, AL, 1,105 of them.

Acrisure Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 176.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 37% approved of 305Vanderbilt Mortgage and Finance, Inc.: 38% approved of 404Triad Financial Services, Inc.: 56% approved of 144Loandepot.Com, LLC: 67% approved of 181USAA Federal Savings Bank: 73% approved of 92SouthPoint Bank: 74% approved of 471Wells Fargo Bank, National Association: 77% approved of 158Navy Federal Credit Union: 77% approved of 185Leaderone Financial Corporation: 78% approved of 120Guaranteed Rate, Inc.: 79% approved of 156PNC Bank, National Association: 79% approved of 124American Financial Network, Inc.: 82% approved of 90FirstBank: 83% approved of 674Citizens Bank, National Association: 83% approved of 118SouthState Bank, National Association: 84% approved of 1,337Dhi Mortgage Company, Ltd.: 84% approved of 579Rocket Mortgage, LLC: 85% approved of 560Mortgage Research Center, LLC: 85% approved of 454Truist Bank: 85% approved of 114New American Funding, LLC: 85% approved of 172Freedom Mortgage Corporation: 86% approved of 91Synovus Bank: 86% approved of 414Regions Bank: 88% approved of 1,366Newrez LLC: 88% approved of 90Pennymac Loan Services, LLC: 89% approved of 164ServisFirst Bank: 89% approved of 147First Horizon Bank: 89% approved of 244Stockton Mortgage Corporation: 90% approved of 198JPMorgan Chase Bank, National Association: 91% approved of 190Atlantic Bay Mortgage Group, L.L.C.: 91% approved of 117Trustmark Bank: 91% approved of 905Northpointe Bank: 91% approved of 121Cadence Bank: 91% approved of 705Legacy Community Federal Credit Union: 92% approved of 79Avadian: 93% approved of 184United Wholesale Mortgage, LLC: 93% approved of 1,243First Colony Mortgage Corporation: 94% approved of 79The Mortgage Firm, Inc.: 94% approved of 84First Community Mortgage, Inc.: 94% approved of 85Movement Mortgage, LLC: 94% approved of 721Renasant Bank: 94% approved of 671Prosperity Home Mortgage, LLC: 95% approved of 552Everett Financial, Inc.: 95% approved of 74Assurance Financial Group, L.L.C.: 95% approved of 285America's First: 95% approved of 159TJC Mortgage, Inc.: 95% approved of 192Union Home Mortgage Corp.: 96% approved of 402Fairway Independent Mortgage Corporation: 97% approved of 1,071Ameris Bank: 97% approved of 145Hunt Mortgage Corporation: 97% approved of 90Guild Mortgage Company LLC: 97% approved of 614Plains Commerce Bank: 97% approved of 95First Federal Bank, A FSB: 97% approved of 260The Loan Store, Inc.: 97% approved of 118Canopy Mortgage, LLC: 98% approved of 225Bank of England: 99% approved of 79Hamilton Mortgage Corporation: 99% approved of 90Crosscountry Mortgage, LLC: 99% approved of 96Gmfs LLC: 99% approved of 207Acrisure Mortgage, LLC: 99% approved of 176

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank88%1,196 / 1,36689%$285K1,069
2SouthState Bank, National Association84%1,117 / 1,33799%$145K1,105
3United Wholesale Mortgage, LLCBroker only93%1,159 / 1,243100%$245K1,156
4Fairway Independent Mortgage Corporation97%1,034 / 1,071100%$295K1,030
5Trustmark Bank91%821 / 90598%$235K808

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 457 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Jefferson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Jefferson County

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Nearby markets

All lending in Jefferson CountyCounty overviewMortgage lenders across AlabamaStatewideShelby CountyNearby countyTuscaloosa CountyNearby county