Settlement Home Lending, LLC mortgage approval rate & lending review
Settlement Home Lending, LLC decided 341 mortgage applications and funded 329 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Settlement Home Lending, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Settlement Home Lending, LLC at a glance
Approval is 9.2 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 325 / 336 | 100% | $375K | 324 |
Settlement Home Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 98% | $355K | 202 | 196 |
| Tennessee | 96% | $455K | 139 | 133 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Settlement Home Lending, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Berkeley County, SC | Mortgage lenders | 98% | 86 | 84 |
| Rutherford County, TN | Mortgage lenders | 94% | 81 | 76 |
| Maury County, TN | Mortgage lenders | 100% | 24 | 24 |
The county markets where Settlement Home Lending, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Settlement Home Lending, LLC
What is Settlement Home Lending, LLC's mortgage approval rate?
Settlement Home Lending, LLC approved 96.8% of the 341 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.2 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Settlement Home Lending, LLC offers?
Borrowers accepted 100% of the loans Settlement Home Lending, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Settlement Home Lending, LLC make?
The typical home purchase mortgage loan Settlement Home Lending, LLC made was $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Settlement Home Lending, LLC lend?
Settlement Home Lending, LLC decided applications in 2 of the states Fat Boy Data covers, most of them in South Carolina and Tennessee.
Can I apply to Settlement Home Lending, LLC directly?
Yes. Settlement Home Lending, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Settlement Home Lending, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Settlement Home Lending, LLC treats applications, then get a rate quote from the lender.