Shamrock Home Loans, Inc. mortgage approval rate & lending review
Shamrock Home Loans, Inc. decided 825 mortgage applications and funded 743 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Shamrock Home Loans, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to cmgfi.com.
Shamrock Home Loans, Inc. at a glance
Approval is 4.4 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 656 / 723 | 100% | $355K | 654 |
| Cash-out refinance | 88% | 45 / 51 | 96% | $255K | 43 |
| Investment property purchase | 94% | 29 / 31 | 100% | $265K | 29 |
Shamrock Home Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Rhode Island | 91% | $355K | 348 | 314 |
| Massachusetts | 91% | $405K | 345 | 311 |
| North Carolina | 83% | $245K | 47 | 38 |
| Florida | 96% | $335K | 25 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Shamrock Home Loans, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Providence County, RI | Mortgage lenders | 91% | 226 | 204 |
| Bristol County, MA | Mortgage lenders | 89% | 73 | 64 |
| Kent County, RI | Mortgage lenders | 91% | 65 | 59 |
| Plymouth County, MA | Mortgage lenders | 90% | 59 | 53 |
| Barnstable County, MA | Mortgage lenders | 92% | 25 | 23 |
| Washington County, RI | Mortgage lenders | 86% | 22 | 19 |
The county markets where Shamrock Home Loans, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Shamrock Home Loans, Inc.
What is Shamrock Home Loans, Inc.'s mortgage approval rate?
Shamrock Home Loans, Inc. approved 90.5% of the 825 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.4 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan Shamrock Home Loans, Inc. offers?
Borrowers accepted 99% of the loans Shamrock Home Loans, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Shamrock Home Loans, Inc. make?
The typical home purchase mortgage loan Shamrock Home Loans, Inc. made was $355K; across all loan types its typical loan ran from $255K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Shamrock Home Loans, Inc. lend?
Shamrock Home Loans, Inc. decided applications in 16 of the states Fat Boy Data covers, most of them in Rhode Island, Massachusetts and North Carolina.
Can I apply to Shamrock Home Loans, Inc. directly?
Yes. Shamrock Home Loans, Inc. reports as a direct lender that takes applications from borrowers. Its website is cmgfi.com.
Does this page show Shamrock Home Loans, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Shamrock Home Loans, Inc. treats applications, then get a rate quote from the lender.