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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed home purchase mortgage activity in Barnstable County, Massachusetts, home to Barnstable Town, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,840 applications were decided by 294 lenders between 2023 and 2025.

Barnstable County at a glance

294Active lenders47 with 20+ decisions
90.2%Market approval rate5,269 of 5,840 decided
$465KTypical loanmedian lender, $10K brackets
97%Borrower take-up5,124 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County90.2%Massachusetts91.1%All 616 counties87.6%
Typical loan compared
Barnstable County$465KMassachusetts$485KAll 616 counties$335K

What the data shows

The Cape Cod Five Cents Savings Bank made the most home purchase mortgages in Barnstable County, MA, 1,308 of them.

That is 26% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Keystone Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 50.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%One lender: 71% approved of 73One lender: 72% approved of 86One lender: 77% approved of 39One lender: 77% approved of 22One lender: 80% approved of 186One lender: 81% approved of 181One lender: 82% approved of 28One lender: 82% approved of 40One lender: 83% approved of 58One lender: 83% approved of 53One lender: 84% approved of 43One lender: 84% approved of 51One lender: 85% approved of 26One lender: 85% approved of 190One lender: 86% approved of 36One lender: 86% approved of 101One lender: 86% approved of 29One lender: 88% approved of 43United Wholesale Mortgage, LLC: 90% approved of 191One lender: 90% approved of 90One lender: 91% approved of 44One lender: 92% approved of 25One lender: 93% approved of 56One lender: 93% approved of 44One lender: 93% approved of 45One lender: 93% approved of 30One lender: 94% approved of 32One lender: 94% approved of 152The Cape Cod Five Cents Savings Bank: 94% approved of 1,413One lender: 94% approved of 35One lender: 95% approved of 102One lender: 95% approved of 22Crosscountry Mortgage, LLC: 96% approved of 251One lender: 96% approved of 23One lender: 96% approved of 98One lender: 96% approved of 25One lender: 96% approved of 76One lender: 96% approved of 26Cape & Coast Bank: 96% approved of 214One lender: 97% approved of 36Leader Bank, National Association: 98% approved of 286One lender: 99% approved of 70One lender: 100% approved of 50One lender: 100% approved of 28One lender: 100% approved of 23One lender: 100% approved of 20One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Cape Cod Five Cents Savings Bank94%1,331 / 1,41398%$425K1,308
2Leader Bank, National Association98%279 / 28697%$475K272
3Crosscountry Mortgage, LLC96%240 / 25199%$505K237
4Cape & Coast Bank96%206 / 21495%$485K196
5United Wholesale Mortgage, LLCBroker only90%171 / 19199%$505K170

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 289 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Barnstable County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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