Sharepoint Credit Union mortgage approval rate & lending review
Sharepoint Credit Union decided 337 mortgage applications and funded 289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sharepoint Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Sharepoint Credit Union at a glance
Approval is 17.5 points above the 70.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 46 / 48 | 91% | $365K | 42 |
| Home improvement loans | 89% | 76 / 85 | 97% | $45K | 74 |
| Cash-out refinance | 86% | 146 / 169 | 98% | $55K | 143 |
Sharepoint Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 89% | $55K | 334 | 287 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sharepoint Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hennepin County, MN | Cash-out refinance | 80% | 89 | 70 |
| Hennepin County, MN | Home improvement loans | 88% | 56 | 49 |
| Dakota County, MN | Cash-out refinance | 90% | 20 | 17 |
The county markets where Sharepoint Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Sharepoint Credit Union
What is Sharepoint Credit Union's mortgage approval rate?
Sharepoint Credit Union approved 88.4% of the 337 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.5 points above the 70.9% national rate for the same mix of loan types.
How often do borrowers take the loan Sharepoint Credit Union offers?
Borrowers accepted 97% of the loans Sharepoint Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sharepoint Credit Union make?
The typical cash-out refinance loan Sharepoint Credit Union made was $55K; across all loan types its typical loan ran from $45K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sharepoint Credit Union lend?
Sharepoint Credit Union decided applications in 3 of the states Fat Boy Data covers, most of them in Minnesota, Florida and Wisconsin.
Can I apply to Sharepoint Credit Union directly?
Yes. Sharepoint Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Sharepoint Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sharepoint Credit Union treats applications, then get a rate quote from the lender.