Sibcy Cline Mortgage Services, Inc. mortgage approval rate & lending review
Sibcy Cline Mortgage Services, Inc. decided 634 mortgage applications and funded 581 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sibcy Cline Mortgage Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sibcycline.com.
Sibcy Cline Mortgage Services, Inc. at a glance
Approval is 6.0 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 548 / 588 | 99% | $235K | 540 |
Sibcy Cline Mortgage Services, Inc. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sibcy Cline Mortgage Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, OH | Mortgage lenders | 93% | 269 | 246 |
| Butler County, OH | Mortgage lenders | 94% | 127 | 118 |
| Warren County, OH | Mortgage lenders | 96% | 67 | 63 |
| Clermont County, OH | Mortgage lenders | 93% | 45 | 41 |
| Kenton County, KY | Mortgage lenders | 100% | 28 | 28 |
| Boone County, KY | Mortgage lenders | 86% | 21 | 18 |
The county markets where Sibcy Cline Mortgage Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Sibcy Cline Mortgage Services, Inc.
What is Sibcy Cline Mortgage Services, Inc.'s mortgage approval rate?
Sibcy Cline Mortgage Services, Inc. approved 92.9% of the 634 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.0 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Sibcy Cline Mortgage Services, Inc. offers?
Borrowers accepted 99% of the loans Sibcy Cline Mortgage Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sibcy Cline Mortgage Services, Inc. make?
The typical home purchase mortgage loan Sibcy Cline Mortgage Services, Inc. made was $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sibcy Cline Mortgage Services, Inc. lend?
Sibcy Cline Mortgage Services, Inc. decided applications in 2 of the states Fat Boy Data covers, most of them in Ohio and Kentucky.
Can I apply to Sibcy Cline Mortgage Services, Inc. directly?
Yes. Sibcy Cline Mortgage Services, Inc. reports as a direct lender that takes applications from borrowers. Its website is sibcycline.com.
Does this page show Sibcy Cline Mortgage Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sibcy Cline Mortgage Services, Inc. treats applications, then get a rate quote from the lender.