Lender profile · HMDA 2023–2025
Signature Federal Credit Union mortgage approval rates & lending data
Signature Federal Credit Union decided 649 mortgage applications and funded 428 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 22 / 27 | 100% | $245K | 22 |
| Home improvement loans | 66% | 186 / 281 | 100% | $95K | 186 |
| Refinance | 71% | 107 / 150 | 100% | $105K | 107 |
| Investment cash-out refinance | 46% | 29 / 63 | 100% | $75K | 29 |
| Investment refinance | 58% | 21 / 36 | 100% | $65K | 21 |
| Investment home improvement | 63% | 40 / 63 | 100% | $75K | 40 |
Signature Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 68% | $95K | 80 | 54 |
| Florida | 66% | $135K | 61 | 40 |
| Virginia | 87% | $85K | 45 | 39 |
| Maryland | 58% | $75K | 31 | 18 |
| New Jersey | 67% | $145K | 30 | 20 |
| Georgia | 55% | $85K | 29 | 16 |
| North Carolina | 62% | $65K | 29 | 18 |
| Illinois | 64% | $75K | 28 | 18 |
| New York | 68% | $105K | 28 | 19 |
| Pennsylvania | 62% | $95K | 24 | 15 |
| Ohio | 61% | $85K | 23 | 14 |
| Arizona | 74% | $85K | 19 | 14 |
| Michigan | 74% | $75K | 19 | 14 |
| Massachusetts | 69% | $125K | 16 | 11 |
| Indiana | 87% | $85K | 15 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.